Wiki · Scavenge & Earn

Banking & Marketplace

The most common way to lose a week of farming isn’t a raid — it’s dying with your entire savings in your pocket. Know the difference between carried Cash and banked Cash, and use the ATM and the player Marketplace to turn raw earnings into lasting wealth.

Carried vs. Banked

Cash exists in two states on Original. One is yours until you die. The other is yours forever — no matter what.

Carried
Drops on death
Banked
Protected from theft
ATM
Phone app for your balance

Carried Cash

Physical paper notes in your inventory. You spend it at outpost vendors, hand it to other players in deals, and use it to buy vehicles, weapons, and base upgrades — including tool cupboards and furnaces. The catch: it drops when you die, just like any other item. Anyone standing over your corpse can pick it up.

Banked Cash

Cash you have deposited at an ATM. It is stored against your account and cannot be taken when you are killed or raided. Check your banked balance any time in the ATM app on your phone.

Banked Cash survives every raidNo raider, no corpse-looting player, and no catastrophic offline raid can touch your banked balance. Deposit the moment you get back to a safe area — carried Cash you don't need is just a gift waiting for the next person who kills you.

The ATM

ATMs are available as a dedicated app on your phone (/phone › ATM) and as physical terminals scattered around the map. Open one to access your full banking menu:

  • Deposit — move carried Cash from your inventory into your protected bank balance. No deposit limit.
  • Withdraw — pull banked Cash back out as physical notes. No withdrawal limit.
  • Transfer — send banked Cash directly to another player’s account. No transfer limit. You cannot transfer to yourself.

There are no fees on any ATM transaction. Deposits, withdrawals and transfers all execute at 1:1 — every dollar you put in is every dollar you get out.

ATM capacity grows with your Lazarus PassYour ATM storage cap starts small and increases at Pass milestones — 10,000 at level 5, 20,000 at level 10, 25,000 at level 15, 35,000 at level 20, 40,000 at level 25, and 50,000 at level 30. Keep levelling to raise it.

All ATM functions are also accessible from the ATM app on your phone, so you can bank without hunting for a terminal — as long as you’re somewhere safe. See Getting Started for the first-session rundown, and Earning Cash for the best ways to fill your wallet before you bank.

Transfers

Transferring Cash is the primary way to pay other players, split event loot between teammates, or pay for player-to-player deals. A few things to know:

  • Only banked Cash can be transferred — you move money from your balance to theirs, not from your inventory. If you want to hand someone physical notes instead, withdraw first and trade the item directly.
  • No transfer limit — there is no per-transaction or per-day cap on how much you can send.
  • No self-transfers — you cannot send Cash to yourself. Use deposit/withdraw to move your own money between states.
  • Transfers are final — once sent, the Cash moves. Confirm the recipient before hitting send.
Confirm the name before you sendTransfers cannot be reversed. Double-check the player name before confirming a large payment — typos cost money.

Player Marketplace

The Marketplace is the server-wide trading board where survivors list items for other players to buy. Access it through the Marketplace app on your phone. It is separate from the NPC outpost vendors — these are player-to-player listings at player-set prices.

Listing an Item

  1. Open the Marketplace appPress T to free your cursor, then open /phone and tap the Marketplace app.
  2. Create your listingChoose the item from your inventory, set a price in Cash, and confirm. The listing goes live server-wide immediately. You can have up to 12 active listings at once.
  3. Commission is deducted on saleWhen a buyer purchases your listing, a 10% commission is taken from the sale price before the Cash lands in your bank. The commission is the platform’s cut for brokering the trade.
  4. Collect or cancelListings stay live for 48 hours; unsold items can be cancelled and returned at any time. Proceeds from sales arrive directly in your banked balance — no need to visit a terminal.

Where You Can List

Listings can only be created when you are inside an Outpost safe zone or within range of your own Tool Cupboard (TC). You cannot post Marketplace listings in the open wasteland. This prevents players from listing and pulling items mid-raid or in contested territory.

Sale proceeds land in your bankYou don't need to be online or near an ATM to collect Marketplace earnings. When your listing sells, the Cash goes straight into your banked balance — safe from theft the moment it arrives.

Buying on the Marketplace

Any player can browse and buy listings from anywhere on the map via the Marketplace app. The cost is deducted from your banked balance and the item is delivered to you. Use the Market Info app alongside it to track current price trends before you list or bid high on something rare.

FeatureDetail
AccessMarketplace app on /phone
Listing requirementOutpost safe zone or your own TC range
Active listingsUp to 12 at once
Listing duration48 hours
Payment methodBanked Cash (buyer and seller)
Commission10% of sale price, deducted on transaction
Sale proceedsDeposited directly to seller’s bank